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Archive for March, 2009

Health insurance contract is an agreement between an insurer and a person or group of employers for medical expenses. The contract specifies the nature and amount of costs for care of the insurance group are compatible and can be extended or jaarlijkse on a monthly basis. Contract terms are defined in the contract payments and meetings. Health insurance also covers disability, long term care and life insurance needs, you may have.
However, this implies certain obligations, different forms:
• Premium – the amount required, the monthly payment by the person or the sponsor (the company) can take advantage of health insurance.
• Deductible – The amount to be paid by a person or a guarantor of his own pocket before the insurance company pays. The person who starts the level of abundance (number of all medical expenses) to pay before the insurance.
• Co-payment – the amount necessary to receive when a service is paid.
• Exceptions – because not all services are covered, the person, not for services in health insurance payments.
• The limits of coverage – Insurance companies have a dollar and pay nothing.